I know lots of dads are doing their bit when it comes to childcare and homeschooling, but the reality is that mothers tend to bear the brunt of this juggling act. 

Research by the Institute for Fiscal Studies shows that during lockdown, mothers are managing one hour of uninterrupted paid work for every three hours done by fathers. This is obviously going to reduce their productivity and increase the likelihood of them being laid off. 

Add to this the fact that women are more likely to be employed in sectors that have been forced to close during lockdowns, such as retail and beauty, and you can see why women's finances and career prospects are being so badly hit by the pandemic.

Unfortunately this situation is likely to continue well after the facemasks have been discarded.  Woman will have higher debt and smaller pensions. The return to school on 8  March and the easing of lockdown can't come soon enough for many mothers.

If you are struggling, this series of articles in The Sunday Times aims to help women get their finances back on track after the pandemic.